It’s easy to imagine owning a second home in Mallorca. Enjoying long Mediterranean summers, the whole family together, opening something chilled instead of a laptop. Because home ownership is emotional, it has to be a safe move. Our processes are meticulous.
We perform a comprehensive check on the property’s legal registration, including planning consents and building licences. We liaise with the seller and examine Land Registry information, checking ownership, rights of way and debts (in Spain, debts are held against the property, not the owner). We then examine the Cadastral Register – a more detailed, visual record of boundaries and property dimensions – to see if anything’s amiss (it’s common for swimming pools and garages not to be recorded so owners pay less council tax).
We recommend a Due Diligence report – a full analysis of the property’s legal situation by an independent architect. It will detail any restrictions or debts, use of buildings (i.e. residential, agricultural), rights of way and community costs the owner is liable for. The architect will also check for any infringement of building regulations with the town hall. While that’s underway, we start preparing a bespoke reservation or option contract that will secure the sale and ensure you remain fully protected.
We work with the Notary to prepare the deeds for signing; if you can’t attend, our lawyers can sign on your behalf with Power of Attorney. We also offer a full administrative package to complete tasks on your behalf, such as obtaining the NIE number, help securing a mortgage, finding comprehensive home insurance, updating your property’s new ownership details with the authorities, and filing taxes.
There’s nothing more important than creating a home – wherever that home might be